HAC Rental Mortgage Assistance Program Loan

The Rental/Mortgage Assistance Program offers short‑term secured and unsecured loans at a 3% interest rate to eligible SEIU represented County employees. These loans may be used to cover rental security deposits, first month’s rent, delinquent rental payments, delinquent mortgage payments, overdue property taxes, or lapsed hazard insurance on the borrower’s primary residence. Loan repayments are made through payroll deductions over a one‑ to three‑year period.

Please print and complete the application materials listed below, signing all forms where indicated. You may return the completed documents through the County courier system to the Community Development Commission or deliver them in person at 141 Stony Circle, Suite 210, Santa Rosa, CA.

Because timely review depends on receiving all required documentation, please provide the necessary materials as soon as possible to help expedite the approval of your application. Your application will be handled confidentially and processed as promptly as possible.

If you have questions while reviewing or completing the forms, please call the SEIU Housing Assistance message line at (707) 565‑7549.

Eligibility and Uses

Types of Assistance Offered:

• Assistance with payment of rental security deposits, deposits for first month’s rent, payment of delinquent rent or mortgage payments, delinquent real estate taxes and/or expired hazard insurance on the borrower’s primary residence.

Employee Eligibility:

• Must be a permanent full-time, permanent part-time or extra-help employee in a SEIU Local 1021 represented job classification with 2,088 hours or more of contribution to the Housing Assistance Program Fund.

All fund contributors are eligible regardless of income, provided they meet the contribution requirements noted above.

Loan Terms (Rental/Mortgage Assistance Program)

• 3% interest on borrowed funds.
• Maximum loan amounts:
  • Permanent full-time/part-time employees: $5,000
  • Extra-help employees: $500
• Repayment through semi‑monthly payroll deductions.
• Repayment periods:
  • $0–$1,500: 1 year
  • $1,501–$3,000: 2 years
  • $3,001–$5,000: 3 years
•  Limit: One loan per employee per year

Application Materials

• Application
• Authorization to Verify Information (PDF: 180 KB)
• Payroll Authorization (PDF: 148 KB)