Residential Financing
The County of Sonoma's Energy & Sustainability office offers low-interest, no-money-down financing for home energy, water, wildfire safety, and seismic upgrades, but time is running out.
Apply before January 12, 2026.
How it works
Three simple steps to upgrade your home.
Step 1
Select your improvements + Find a contractor
Feel free to bring or send us copies of your bids; we're happy to help you compare cost and materials.
Step 2
Apply Now
- No credit checks/income verification
- 10 or 20 year term + fixed interest rate
- First payment not due until October 2026
Step 3
Sign your SCEIP contracts
Start your projects and once completed we'll issue checks payable to you, the property owner.
Eligible Improvements
Roofing Upgrades
Solar Panel Upgrades
Heat Pumps & HVAC Systems
Water Efficiency Systems
Wildfire hardening measures
Energy-efficient windows & insulation
Download a complete list of eligible improvements or, contact our team
Why Apply Now
The deadline is January 12, 2026. No applications accepted after this date.
Keep your home comfortable, safe, and energy efficient.
No money down + fixed terms Administered locally by the County of Sonoma Energy & Sustainability office.
Program Snapshot
16+ years
of residential projects supported
$100M+
in improvements financed
"A truly helpful program that makes home improvement possible for families like ours."
— Mary Anna Machi and family
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